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Birth (Announcements)

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Miguel and Erica Ruiz of Blanco are proud to announce the arrival of their twin boys Carmelo and Santiago. The boys were born at Cedar Park Regional Medical Center on January 7, 2013. Carmelo was born at 9:32am weighing 5lbs 14oz and was 18 ½ inches long and Santiago was born at 9:33am weighing 6lbs 3oz, and was 18 ½ inches long. Carmelo and Santiago were welcomed home by their twin sisters Keeley and Natalie, along with their Mimi, Papa, aunts, uncles, and cousins, all of Blanco.

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Rebecca Howerton Memorial (Opinion)

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By Ursula Higgs

When I was eleven years old I was blessed to have Rebecca Howerton come into my life. She taught me that dedicated hard work would take me far in life. I might not have recognized it then, but her English class lessons were the start of a career in teaching English to non-native speakers. She taught grammar at a time when it was rapidly being cut from most classrooms as a subject. I always thought her classes were hard, and wished we would sometimes get a break from all the studying. I wish now I had emphasized more how grateful I was for the knowledge she imparted to me over the years I have known her as my middle school English teacher, church mentor, and friend. She struck a deal with my mother. My mother asked her if she could provide a ride for me and my brother to school in the mornings. This enabled my mother to work at our family cattle ranch, and work on her graduate degree. Rebecca agreed, with the stipulation that I would learn how to drive the back roads to school. I was eleven years old. I credit her for teaching me how to be a safe driver, and am grateful for the many years of driving practice I received in her car. She oftentimes would regale me with stories on the way to school of her dedication to hard work, and the fun things she enjoyed doing in life. I learned many interesting tidbits; for instance, in addition to her English teaching degree, she had a master’s degree in Dance. Her favorite dance was the Salsa. I also learned that she worked as a seamstress, at the family gas station, and as an English teacher when she was younger. She said she oftentimes worked until 2 am, and then awoke at 5 am to start the next day’s work. She pointed out that it was just something you did! I came to see that as a normal way of life!

Outside of the classroom she taught me what it meant to be a volunteer for the community, and the church. She was always, even while working, active in community events. Her dedication to the church choir at Trinity led me to be a member for many years, and inspired me to serve others as she had served the church and our community. Every Thursday she would round up all the youth she had recruited for choir and teach us the art of singing. Those singing experiences deepened my faith, and were such a blessing to me, and the other youth who sang in church.

Her work on Keep Blanco Beautiful, the town’s history museum, volunteering at the library, and serving on city council are some of the many blessings our town has received from her dedicated volunteer spirit. She always seemed to know who needed a helping hand and provided assistance with whatever means necessary. As my friend, I knew she always needed a project to keep her busy. I would sometimes joke she might want to retire! She pointed out that Blanco needed her! I and, I am sure, Blanco could definitely agree on that! She will be missed, but her legacy will continue through her work on Keep Blanco Beautiful and our town’s history museum.

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On Location in Mexico (Community News)

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Jerry Ayer’s squid tentacle has been busy at work on location in the Sea of Cortez in Mexico. A production company contacted Blanco Taxidermy, asking Jerry to create a giant squid tentacle prop for a documentary.

Jerry sent in photos of the tentacle on the set, being manipulated by divers below the water’s surface.

(For more information, see “When Hollywood Needs Tentacles, They Can Now Call Blanco,” Blanco County News, December 12, 2012.)

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News from the Blanco Library (Community News)

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By Crystal Spybuck

Announcement–The 1040 EZ forms have arrived and we have received notice that multiple 1040 schedules will arrive next week.

As part of that time of year again, Diana Blackburn is offering, free of charge, to help patrons with their taxes. She has one hour appointment slots available at the library the first Thursdays of February, March, and April, from 12pm to 7pm. This is for individuals who made $57,000 or less in 2012. Bring your W-2 and make sure you have an e-mail address set up. Call to make your appointment ASAP!

Upcoming Programs:

January 30 &31 @ 3:30pm – Reading with Lucy and Lucky, guest certified therapy dogs

February 1 @ 10:30am – Storytime Fridays for children

February 4 @10:30am – Chair Yoga

February 4 @ 3:30pm – Sunny Monday, reading with certified therapy canine

February 7 @ 4:00pm – Chinese New Year

February 11 @ 10:30am – Chair Yoga

February 12 @ 4:00pm – Valentines crafts for kids

February 14 @ 2:00pm – Blanco Writers Group

February 16 @11:00am – Author: Betsy Dudley visiting

Recently Added Bestsellers:

Zombie Survival Guide by Max Brooks, Yellow Birds by Kevin Powers, Private Berlin by James Patterson.

Additional Announcement – There has been an abandoned bicycle at the library since Thanksgiving. If you think this may be your bike, please stop by the library or give us a call to see if this belongs to you.

As always, remember to check our website at www.blancolib.org or call us at 830-833-4280 for more information.

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Blanco Needs to Know! (Opinion)

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By Mrs. Lawrence Coffee

Did you know that our Blanco Volunteer EMS (BVAC) has three equipped trucks to run emergencies, yet they only have enough funds to run ONE truck 24 hours a day? That’s right. I was told if the one truck is out on a call, and another call comes in, they have to call EMS in Johnson City to come to answer the call, and that can add another 15 minutes to their response time. You need to talk to our EMS people. You need to talk to Ty Grenwelge or Mike West (830) 833-5239. If you are concerned about being able to rely on them to come to your rescue when you call them, perhaps you need to volunteer.

Learning about this startling fact has compelled me to write this article to be published in the Blanco County News. And while my conversation with Ty yesterday caused me to think about volunteering for EMS, what happened today has spurred me into letting the rest of the people who live in Blanco know of the dire need for volunteers at the Blanco EMS. When you are faced with an emergency requiring medical assistance you need help NOW, and each second feels like an hour, and every second counts when someone’s life is at stake; and you feel helpless when you don’t know what to do to help them!

You know, there may be some who have hard feelings about what has happened at our EMS in the past, but we need to let bygones be bygones, because I want to live and I want EMS to be there as soon as possible, and I don’t want there to be any reason for any delays if I have to call them.

And, I’d also like to take this opportunity to make a plea to everyone who considers themselves a Christian, to recall what is written in God’s Word in Matthew 6:14-15, which is right after the part where Jesus teaches us how to pray the “Lord’s Prayer.” He said “14 For if ye forgive men their trespasses, your heavenly Father will also forgive you:

15 But if ye forgive not men their trespasses, neither will your Father forgive your trespasses.”

If we harbor bitterness and resentment we will reap the harvest of it. We need to plant forgiveness and love, and be willing to work on today and tomorrow. That’s the only way to right the wrongs, work together for improvement.

Please, for your sake, for my sake, for our children, spouses and friends, and all those who EMS will be called out in the future, help our Blanco EMS (BVAC) to be able to arrive in time. Call them to inquire how you can be a volunteer, and you will see me at the first training session. I work full time, but I want to help, even if it is for half a day on my Saturday off; will you?

PS: Did you know there are two EMS? There is the North end, and the South end. The one up North is in Johnson City and it’s called North Blanco County EMS (NBCEMS) and the one here in Blanco (which is the South end of Blanco) is called the Blanco Volunteer Ambulance Corp (BVAC).

I was told the North end is doing okay. Our South end needs help.

The non-emergency telephone number for the Blanco EMS station is (830) 833-5239.

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Was it the Grinch, Scrooge, or a Thief? (Keep Blanco Beautiful)

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By Retta Martin

All of the lights that PEC took down in Bindseil Park on Friday have been stolen. There were probably 45 boxes of lights at approximately $9 per box. For the second year, extension cords were stolen at the Lavender Washateria and the concrete donkey that was in our Nativity Scene was stolen this past year from the front of our storehouse. The wire that connected the two power boards was also stolen before we decorated the park. One of the power boards was stolen from behind the Blanco Chamber of Commerce.

I have a hard time understanding what kind of a person walks by something and just thinks it is alright to take something that does not belong to them. Is it being a Scrooge or just a plain thief?

I think who did this is at the bottom of the pit and just a plain old thief. The thievery has been reported to the Blanco City Police Department and hopefully they find who stole our items.

KBB operates on memberships, sponsorships, and donations. We have just lost most of the lights that we would be using to decorate the treetops at the Trail of Lights in 2013.

Please, if you know who it is that is stealing in Blanco report them to the Blanco Police Department so theft can be stopped.

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Potpourri for January 30 (Potpourri)

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By Deb Yorgensen

Dear Readers:

It is a gloomy day today where I am - I hope it's sunnier where you happen to be.

Hill Country Trail Ride dance at Twin Sisters this Saturday night, followed by a Cowboy Breakfast Sunday morning from 5:30 to 7:30 AM at Yett Park. Good fixings to warm your belly! If you can drag yourself out of bed that early, it will be fun!

Thoughts and prayers go out to the Jack Felps family as well as to the family of Rebecca Howerton.

When I moved here eight years ago, I knew very few people - now, just about every time somebody passes away, it feels as though it was one of my relatives.

I remember the first time I met Mr. Jack - it was at a library presentation, and he and Ben Copeland were talking about all the cutting up they used to do in and out of school.

And Miss Rebecca, well, she evoked a lot of strong feelings in lots of people in lots of different areas, but she was never a shirker and you knew where you stood. She loved to dance and said she had danced in just about every dance hall there was around this area. Talking to her one-on-one was so very rewarding - she had many, many interests, but Texas history seemed to be her passion. When she took on the challenging job as a teacher at Headstart a couple years ago, it was hard for me to picture her getting down on her knees and crawling through tunnels with the little kids, but she did it and the kids loved her. She was wont to wear stockings with her sandals - one little boy asked, "Miss Becky, where are your toes?" We laughed about that. She brought a lot of joy to a great many people, me included. I was always just glad to be around her because she was so knowledgeable and interesting, and I will miss her a great deal.

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Unthinkable People in Unthinkable Storms (Focus on Faith)

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By Roger Campbell

News of a triple tragedy in the lives of longtime friends sent me to the telephone to assure them of our concern and prayers. Their daughter, Carol, had died, the victim of a brain aneurism, a son-in-law had suffered a serious head injury in an automobile accident that required him to be placed in a nursing home and a newborn grandchild had undergone surgery for a malignant brain tumor. All of these unthinkable trials followed the death of another much loved son-in-law only a year earlier at the end of a courageous but losing battle with cancer.

My call found these wounded ones incredibly positive, choosing to give thanks for God’s love rather than focusing on their losses. Their grief was real. But so was their confidence in the Comforter. Even their expressions of concern over the condition of the injured son-in-law and the newborn having to undergo brain surgery were tempered by faith. Nor was there was evidence of anger at God. During this trying time, they had found the One they trust sufficient for every emotional and spiritual need.

Through centuries of trials and persecutions, believers have discovered their Lord to always be up to the occasion. The apostle, Paul, no stranger to sufferings himself, wrote: “We are troubled on every side, yet not distressed; we are perplexed, but not in despair; persecuted, but not forsaken, cast down but not destroyed” (2 Corinthians 4:8-9).

What encouraging words for all who are passing through storms!

Most of us have known people who were serene when everything seemed to be crashing down around them. In the most trying of circumstances, they have remained trusting and unshaken. Those going to comfort them often come away comforted. They have been living examples of the peace of God, no matter the circumstances.

When preparing His disciples for the most severe trial of their lives, our Lord told them there was no need to have troubled hearts: “You believe in God, believe also in Me,” He said (John 14:1). His advice must have seemed impossible to put into practice at the time, but after the unthinkable had happened at the cross, these people of faith recovered from their despair and set out to spread the message of God’s love as they had been instructed to do. We’re still benefiting from their obedient efforts and the unexplainable strength they found at the time of their greatest weakness, the time when their hearts were so troubled they would have found it easy to give up.

In his widely read book, “Secrets of the Spirit,” Ray Stedman says at a time when he was experiencing deep distress he thought of the words given to the disciples by their departing Lord and they took on new significance. He discovered the way to find comfort when unthinkable things happen is to “believe in God, who is still in control, who knows what He is doing, who is capable of exercising infinite wisdom, infinite power, and infinite love.”

How do you react when trouble comes? Do you become pessimistic? Depressed? Angry with God? Unpleasant to be around because you lash out at others?

Trust God to bring you safely through these tough times.

You’ll be unsinkable, even during unthinkable storms..

Roger Campbell is an author, a broadcaster and columnist who was a pastor for 22 years. He can be reached at .

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A Study In Works: Part 1 (Focus on Faith)

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By Pastor J.D. Link, agf-blanco.com

Rev 22:12-14 says, “And, behold, I come quickly; and my reward is with me, to give every man according as his work shall be. I am Alpha and Omega, the beginning and the end, the first and the last. Blessed are they that do his commandments, that they may have right to the tree of life, and may enter in through the gates into the city.” The Greek word for works is “ergon” and means toil, labor, occupation, deeds, acts. In other words, it means “what you do.” The Bible speaks of many different types of works, and we will examine these over the next few weeks. Let’s get into God’s Word.

First, the Bible speaks of the works of God (Jesus). His works are referred to as wonderful, marvelous, wondrous, mighty, and righteous. Jn 9:3-4 “Jesus answered, Neither hath this man sinned, nor his parents: but that the works of God should be made manifest in him. I must work the works of him that sent me, while it is day: the night cometh, when no man can work.” What did He do next? He healed a blind man. His works are good (Act 10:38).

Second, there are the works of the flesh, also known as wicked works, works of iniquity, abominable works, evil deeds, ungodly deeds (Gal 5:19-21, Col 1:21). These are obvious: adultery, fornication, greediness, drunkenness, lying, stealing, hatred, gossip, etc.

Third, there are the works of the Devil, also known as works of darkness (1Jn 3:8, Eph 5:11). His work is to kill, steal, and destroy. He wants to devour. He wants God’s worship. He is a liar and a deceiver. The works of the flesh and the works of the devil have many similarities, the difference being what comes naturally to fallen man, and what Satan himself instigates.

Fourth, there are the works of the law, also known as dead works (Rom 3:20, Heb 9:14). Fifth, there are good works, also known as works of faith, or corresponding actions (Mt 5:16, James 2:18). The works of the law and good works can look identical, though motive is what separates them. Take, for instance, giving to the poor. If you give out of a love for God and your fellow man, this is a good work. If you give to earn favor or right standing with God, it is a work of the law, a dead work, a work done to earn righteousness from God.

Some might think it makes no difference why you do a good deed, as long as you do it. Jesus disagrees (Mt 7:22-23, 23:5). To Jesus, heart motive is everything. Man looks only on outward appearance, but God looks on the hearts (1Sam 16:7). Don’t think because you do something good, that God receives it. Why you do it means everything.

Why is this study on good works important? Because, for the Christian, our works will be judged by Jesus someday (2Cor 5:9-10, 1Cor 3:11-15). If our foundation is Jesus, we ourselves will not be judged, but our works will. We were judged when Jesus hung on the cross. He bore our judgment. However, what we do as a Christian - our deeds - will be judged by fire.

For the unbeliever, they will be judged by their works. When their name is not found in the Lamb’s Book of Life, they will be judged by their deeds, and cast into the Lake of Fire (Mt 16:27, Rev 20:11-15). I promise you, you would much rather have your works judged than be judged by your works. What you do with Jesus is the determining factor.

What does this mean? It means our works do matter, and, even moreso, why we do them. Work has become a four letter word in some hyper-grace circles, but we must remember that Paul - the apostle of grace - is the one who told us about the Judgment Seat of Christ, where our works would be tried by fire! Of course, at the other end of the spectrum are those who are trying to earn their way into heaven by what they do. This is a lost cause and treats the Blood of Jesus with contempt. After all, if you could earn your way, why would Jesus have to die? No, you can’t earn righteousness, you can’t earn heaven, and you will go to Hell trying. That is a fact. Next week, Lord willing, we will examine more closely the difference between works of the law and good works, and learn what, why, and how we should be doing what we should be doing. Until next time, rejoice in The Lord!

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Revelations Part 3: (Chapter 2:1-11) (Focus on Faith)

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By Mrs. Lawrence Coffee

In Part 1 we managed to make it through the entire first chapter of Revelations, and I just wanted to note that verses 8, 11, part of 17, and all of 18, 19 and 20 (in Rev. 1) are in red letters, which denote Jesus speaking to the apostle John. He said “18 I am he that liveth, and was dead; and, behold, I am alive for evermore, Amen; and have the keys of hell and of death. 19 Write the things which thou has seen, and the things which are, and the things which shall be hereafter; 20 The mystery of the seven stars which thou sawest in my right hand, and the seven golden candlesticks. The seven stars are the angels of the seven churches; and the seven candlesticks which thou sawest are the seven churches.”

He goes on to dictate letters to John, addressed to the angel of each church. As you read the first letter below, beginning with verse 1 of chapter 2 of Revelations, see if you recognize any of it in the church you are attending. I can’t help but wonder, when I think of the 12 apostles who went forth to start churches, along with Paul, it’s as though I can see all of these things going on in all our churches today. As I read these letters I’ll say to myself, yep, that’s my church, but then I’ll read another letter to another church and say, no, this is my church!

Jesus starts the letters by recognizing the good attributes, and then chastises the areas that need improvement. If only we would correct our children in the same way, praising them for the good things, before we correct them for their mistakes.

I looked up Nicolaitanes on the internet. There is quite a bit of info, so you may want to do so, as well. For the benefit of those who can’t look it up, perhaps I will print something on them next week. I do not intend to decipher this book, for I am not a theological scholar. You have to glean what you can from this book, just like I do! Ask God for His understanding, and He will give it to you. The more we read and ask Him for understanding (and use it), the more wisdom He gives us.

Revelation 2:1-11 “1 Unto the angel of the church of Ephesus write; These things saith he that holdeth the seven stars in his right hand, who walketh in the midst of the seven golden candlesticks;

2 I know thy works, and thy labour, and thy patience, and how thou canst not bear them which are evil: and thou hast tried them which say they are apostles, and are not, and hast found them liars:

3 And hast borne, and hast patience, and for my name’s sake hast laboured, and hast not fainted.

4 Nevertheless I have somewhat against thee, because thou hast left thy first love.

5 Remember therefore from whence thou art fallen, and repent, and do the first works; or else I will come unto thee quickly, and will remove thy candlestick out of his place, except thou repent.

6 But this thou hast, that thou hatest the deeds of the Nicolaitanes, which I also hate.

7 He that hath an ear, let him hear what the Spirit saith unto the churches; To him that overcometh will I give to eat of the tree of life, which is in the midst of the paradise of God.

8 And unto the angel of the church in Smyrna write; These things saith the first and the last, which was dead, and is alive;

9 I know thy works, and tribulation, and poverty, (but thou art rich) and I know the blasphemy of them which say they are Jews, and are not, but are the synagogue of Satan.

10 Fear none of those things which thou shalt suffer: behold, the devil shall cast some of you into prison, that ye may be tried; and ye shall have tribulation ten days: be thou faithful unto death, and I will give thee a crown of life.

11 He that hath an ear, let him hear what the Spirit saith unto the churches; He that overcometh shall not be hurt of the second death.”

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Publisher Seeks Stories from Local Old-Timers (Community News)

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Hometown Memories Publishing Company intends to save a big slice of local history before it’s lost forever.

Karen Garvey, Senior Editor at Hometown Memories Publishing, is asking local old-timers to share their memories for a living history book. She invites anyone over age 60 with yarns about the “good old days” in The Texas Hill Country to write them down and mail them to her for possible publication in the book. The hardcover coffee table book will contain tales of bygone years from people who actually lived them.

To encourage participation, Garvey is offering a $250.00 award for the most appealing story. There will also be three $100.00 runner-up awards and a cash award for best picture.

“I’m not looking for genealogy,” says Garvey. “What we want to save are true stories about things that once were commonplace but are virtually unknown to today’s generation. The contributors’ descendants will love them for it. Life today is not what it used to be,” continues Garvey. For example, any old-timer could tell an interesting tale about things like wringer washing machines, downtown cowboy movies on Saturday, radio drama programs, feed sack dresses or old-fashioned outhouses. Garvey explains, “Stories like these are not only great fun to read, especially for old-timers, but they’re usually left out of the official history books. I hope some of these books will still be around in 200 years so that people will know that old-timers were more than a name or a faded picture, we were real people with real lives.”

Especially wanted for the book are stories that involve humor, odd, unusual, frightening or mysterious events, romance stories (“How I Met My Spouse”), local myths and legends and ghost tales. The deadline for story submission is April 30, 2013.

Garvey requests that anyone interested in submitting material for the book phone her toll-free, at (877) 491-8802 for instructions or visit the web site at www.hometownmemoriesonline.com.

Hometown Memories, LLC is a North Carolina Company that is dedicated to providing books that preserve the spirit, character, and memory of a time that will never be seen again. The people who appear in them are from all walks of life. Their experiences are so unusual and varied that it is impossible to categorize them. You’ll find humor, adventure, romance, hardship, and even a few ghost stories in a Hometown Memories book. The company has produced over 60 titles and there are currently over 75,000 copies of their living history books in circulation.

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A Fusion of Music and Beauty (Regional News)

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Teaming together to promote both a musical and beautiful experience are the cast of Infusion Spa & Salon. Spa Specialists (L-R) Katherine Appelt, Emily Finch, Grace Garcia, Elizabeth Smith, and Brittany Ruppel join with Lynn Richter (Greater Boerne Chamber of Commerce), Greg Talford (Boerne Performing Arts) and Staci Andrews (Owner) to announce the special promotional offer being offered to every ticket holder for the upcoming 5 Browns performance in Boerne

Experience a “fusion” of music (The 5 Browns) and beauty (Infusion Spa & Salon) as Boerne Performing Arts partners with the local, full service spa and salon to promote the upcoming performance by the exclusive Steinway Artists…The 5 Browns. Infusion Spa & Salon is offering a $20 Gift Card for each ticket purchased for The 5 Browns event on Saturday, February 9, at 7:30pm at the Boerne Champion High School Auditorium.

In their vision to involve the entire community with their world-class performances, Boerne Performing Arts has partnered with community businesses to provide special offers for ticket holders to their events. Lynn Richter, Greater Boerne Chamber of Commerce and committee member for Boerne Performing Arts, is thrilled with this partnership, stating that, “The Greater Boerne Chamber of Commerce is an association of businesses organized to promote and improve economic vitality through partnerships, leadership, and education of our members and community. The combination of Boerne Performing Arts and Infusion Spa & Salon fits this mold. They are promoting an event that will have an economic impact on our community, in addition to creating a positive and rewarding opportunity for our residents!”

Staci Andrews, owner of Infusion Spa & Salon, continues, “We are the perfect complement! Our business strives to provide our clients with an extraordinary level of spa and salon experience that enriches the senses and leaves you wanting more…much like the five young pianists who will mesmerize their audience with their artistic and musical abilities. These are world-class artists that capture the hearts of thousands of people all around the world while enriching the senses of everyone attending the performance.”

Infusion Spa & Salon is offering a $20 Gift Card for anyone purchasing tickets to The 5 Browns, which is valid through April 30, 2013. Tickets ($30-$40-$50) for The 5 Browns are available at: Greater Boerne Chamber of Commerce, Boerne Convention & Visitors Bureau, by phone at 830-331-9079, or online at boerneperformingarts.com.

Students at Schreiner University’s Visual Arts Department designed the artwork for this promotion. As part of Boerne Performing Arts FOR KIDS program, Wendy Little (Boerne CVB) and Sue Talford (Boerne Performing Arts) worked with the students to create graphics that would incorporate logos, color, and artwork that would compliment each of the three entities. Complimentary bookmarks with the design are available at Infusion Spa & Salon through February 9.

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Panthers Topple the Bobcats and Eagles (Sports)

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Jacob McCaslin struggles through the Comfort defense for the score.
Photo by Diana Schwind.
By Diana Schwind

The Panthers improved their district record to 3-1 after defeating the Comfort Bobcats 40-29 on Tuesday, January 22 and downing the Johnson City Eagles 40-29 on Friday, January 25.

Against Comfort, Kyle Sauceda led the squad with 12 points. Carlin Green scored 7, with David Ramirez adding 6 points. Sam Isenberg, Colton Childress, and Brett Champion each made 5 points.

Kyle again scored 12 points to lead the team against Johnson City. Sam dropped in 8, with Brett and Carlin each adding 6. Colton scored 4 and Josh McCaslin and David sank 2 points.

The junior varsity gold team lost to San Antonio Lutheran on January 21. Alegria led the team with 9 points, followed closely by Godinez with 7. Tesch scored 6, with Albin adding 5. Rodriguez sank 4 and Edwards scored 2.

The junior varsity blue team beat the Bobcats on a close, exciting game 41-39. Jacob McCaslin scorched the hoops for 19 points. Chandler Stewart added 8 with Ty Royce sinking 6. Jordan Wagner and Logan Dodd each scored 3. Trent Dechert made 2 points.

The Panthers have an open date this Friday and will resume district play on Tuesday, February 5, at home against Lago Vista.

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Lady Panthers Climb to 5-1 District Record (Sports)

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Leslie McClinton takes on the assault from the Comfort Deer.
Photo by Diana Schwind.
By Diana Schwind

Two district wins this past week place the Panthers in an excellent position for the playoffs. On Tuesday, January 22, Blanco outscored the Comfort Deer 50-37. Meaghen Seales paced the Panthers with 13 points. Charlsey Smith scored 9. Lexee Jenkins and Leslie McClinton each made 8 points. Reagan Rogers dropped in 7, with Jamie McClinton scoring 3. Payton Savarino added 2 points.

On Friday, the Panthers soundly defeated the Johnson City Eagles 65-14. Lexee led the Panthers with 16 points. Leslie scored 14, with Meaghen sinking 12 points. Charlsey sank 7 points. Abbie Culton, Jamie, Payton, and Reagan each scored 4 points.

The junior varsity fell to the Deer 24-42. Charity Windham led the team with 12 points. Kari Graham scored 7, with Merritt Johnson adding 5.

The Panther varsity travels to St. Stephens in Austin on Friday, February 1. Then, on Tuesday, February 5, the team will clash with Lago Vista in a battle for the top spot in district.

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Economic News Week: January 28, 2013 (Regional News)

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By Tony Stevenson, SWBC Mortgage

Strong earnings from Proctor and Gamble and Starbucks this past week saw the S&P 500 Index close above 1500 for the first time since the start of the Recession back in 2007. For the week, the S&P 500 closed up 16.98, or 1.1 percent. The Dow gained an impressive 246.28 or 1.8 percent, closing Friday at 13,895.98. More corporate earnings are on the way this week. If last week was any indicator, we can expect more huge profit reporting. Employers are laying off fewer workers, a trend that normally suggests hiring is picking up, according to an article in last week’s S.A. Express News. The article continued to state that the January jobs report next week will show whether that’s really what’s happening or whether employers are waiting for the economy to strengthen further. The number of people seeking unemployment aid had reached a five year low this past week. Some employers, such as healthcare companies, restaurants, and retailers are hiring steadily. December’s U.S. unemployment rate was 7.8%. Remember, 70 percent of our economy depends on consumer spending. Without jobs, consumers will not spend. The silver lining is that employers are beginning to get their feet wet when it comes to hiring. Hiring of temp employees is up 25 percent which in turn usually spells future placement of permanent jobs to come. Proven in December, consumers didn’t let us down as retail sales rose slightly compared to last year. So, the economic wheel is turning ever so gradually in a positive direction for the start of 2013.

Real Estate, Mortgage Industry, and Other Economic News

Congratulations to our sister city-Austin for achieving the number 1 spot on Forbes list of fastest growing cities in America. Forbes gathered its growth data from the U.S. Census Bureau. Houston came in 2nd, Dallas 3rd, and San Antonio came in a respectable 9th place. What is not really astounding but, at least should be mentioned, is that Texas cities dominated the list. As Texans, we reserve the right to brag and rightly so. Our state’s economy outshines the rest of the nation. Our healthcare and hospitals are doing well. We are growing in almost every employment sector. The oil and gas industry is a no-brainer for our economy. Our Technology sector is making wonderful headway, not to mention our wonderful tourist industry, which is gearing up for the summer. Texas remains the state folks are coming to for jobs. With jobs, folks are needing to buy homes too.

The National Association of Realtors forecast 2013 to a “return to normalcy.” Healthy price appreciation, an increase in both existing and new home sales, and drying up of shadow inventory are in the forecast. NAR expects the U.S. GDP to grow from 2012’s 2.1% to 2.3% in 2013. The best is yet to come in 2014, as GDP is expected to be at 3%. Existing home sales are expected to increase from 2012’s (per millions) 4.64 to 5.095 in 2013 and 5.30 by 2014. Yes, these are strictly forecasts but I really do think these numbers are conservative too. I would like to thank Brad Mullen for sharing this information with me from the Jan/Feb 2013 Realtor Magazine.

After a fairly flat 2011, the San Antonio area’s housing market had a healthy showing in 2012 with the improvement to continue through this year, according to SABOR (San Antonio Board of Realtors) in an article this past week in the S.A. Express News. More than 19,900 homes sold in the San Antonio area last year, a 10.5 percent jump from 2011. The article also stated that the local market benefited from stronger consumer confidence, low mortgage rates, job growth, and affordable housing prices, SABOR Chairman Steven Gragg said. Mr. Gragg also said, “San Antonio is growing so much in every direction. Sales are strong in all areas.” He expects the market to remain steady for the year. Again, I think that is being conservative.

Mike Starks with Re/Max Town and Country in Fredericksburg and a member of the newly renamed Central Hill Country Board of Realtors (previously the Gillespie County Board of Realtors) in Fredericksburg provided the following data on their MLS. 2012 “dollars sold” were up 14.8% from 2011 and up 23.1% over 2010. Almost 40 more homes were sold in 2012 compared to 2011 as well. All of these are very upbeat numbers for the area. Of course, the realtors I have been in contact with during my office visits in San Antonio and the Texas Hill Country, including Blanco, Bandera, Comal, Gillespie, and Kerr Counties, are all hearing their phones ringing more and, in turn, setting more appointments. Think about this - the Spring selling season hasn’t even arrived yet.

Speaking of the CHCBOR, John Hudson with the National Association of Mortgage Professionals will be the guest speaker at their next luncheon/meeting-Feb 6th. Mr. Hudson is going to talk about the current changes to the mortgage environment, including the regs just passed down from the Consumer Finance Protection Bureau. Please let me know if you would like to attend, as space is limited.

I was very privileged to be a part of a recent MCE VA Boot Camp for Realtors class held at First American Title at their office in San Antonio (1604 and Huebner). Thanks to Ashley Amato-Zimmerman and staff for hosting the event. Those who attended should be congratulated as well for taking time out of their busy schedules to learn how they can better serve our military veterans. A special “thank you” to our (SWBC Mortgage) very own Tamara Tapman for facilitating the class. Recent VA MCE classes have also been held in Fredericksburg during the CHCBOR luncheon and in Boerne at the Boerne Chamber of Commerce sponsored by Mike Lang and staff from Kendall County Count Abstract. The NEW Century 21 The Hills Realty (Toni Manchester, broker) in Kerrville hosted the event at their brand new location on Sidney Baker just last week. It goes without saying that all these folks, sponsors and all who participated, should receive a pat on the back for helping to make our military veterans’ real estate purchase transactions a smooth process. For more information about having one of these classes at your office, please feel free to contact me.

Economic Data due this week: More Corporate earnings reports this week. Monday: Durable Goods Orders=electronics, computers, tv’s, etc. Monday: Pending Home Sales. Tuesday: Case/Shiller Home Price Index. Tuesday: Consumer Confidence. Wednesday: GDP. Wednesday: FOMC announcement of current economic condition and rate movement. Thursday: Weekly Jobless Claims. Thursday: Chicago PMI=A manufacturing index. Thursday: Consumer Spending. Friday: Unemployment Rate for January. Friday: UMich Consumer Sentiment. Friday: Construction Spending. Friday: ISM Report.

(This article is for informational purposes only. Do not use it as financial advice. Information gathered for this article is from but, not limited to the Wall Street Journal, S.A. Express News, Boerne’s Hill Country Weekly, Austin Business Journal, S. A. Business Journal, Blanco County News, NMBA. The opinions expressed in this article are not necessarily those of SWBC or any of their affiliates. For questions/comments contact Tony Stevenson at1.800.460.6990 or email: tstevenson@swbc.com.)

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What’s in a price? (Debbie Vallone-Homeier)

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By Debbie Vallone-Homeier, Paragon C&D Builders / Vallone Real Estate

Prices…Prices…Prices…What’s in a Price? So many times, we get a call to ask about square footage pricing. There is not a standard answer. It all depends on what you want that makes up a price. Ranges can be given, but that is all. Prices from a track builder and a customer builder can be like night and day. Prices on what taste you have can be like beer and champagne. Maybe you better start a conversation about how much you have budgeted and then see what direction you can go. The builder will then be able to tell you if they can even do what you want for that price. You might need to scale back, change some of the materials and square footage you wanted. Talking with your builder is the key. You can compromise on many things to still get that dream home.

Why is there such a difference in a track builder and custom builder? First off, track builders normally have employees, buy their building supplies in bulk, might use a lower quality of supplies, could take longer to build due to volume, and might not have that personal touch, and so on. Just for the record, you might be able to pay that track builder more for upgrades similar to a custom builder; you must ask them what they offer. Whereas, the custom builder normally hires subcontractors and oversees the projects themselves. Their materials might be grades higher, and you get more of that one on one attention. Interview both types, but ask the same questions of both, so you are comparing apples to apples.

If you are comparing prices from a big metropolitan city to the hill country, they will not be the same. For instance, foundations in a Houston subdivision will be a lot cheaper than a foundation in the Texas Hill country. Soil verses rock determines how that foundation needs to be engineered. And yes, the cost could vary by $20,000 dollars for the same size home. Just like using some of the Hill Country stone in Houston. The stone will be a lot less in the Hill Country than in Houston. Each Region has its own difference. It’s really different if you are coming from a northern state with ice and snow and building here. Simple things like windows vary drastically due to the weather conditions for northern states compared to here in Texas.

Other things that impact prices can be what you want throughout your home. From more wood trim, custom cabinets, rock fireplaces, whirlpool garden tubs, appliances, flooring, hardware, etc. can all really jack that price up.

If you have $200,000 budgeted to build a home and you start working with a builder on the designs, don’t be shocked if they come back with $350,000 if you have added every upgrade you want. Normally, a builder can give you a base square footage price for the homes they build. Calculate their base to the square footage of the home you want. Then see if you can even get started. For instance, if the builders’ average is $130 per square foot, and your house plans are 2400 square foot, the estimated (starting price) will be $312,000. This price would be the standards that the builder uses. It does not include any of those high end extras you might want.

Prices are tricky. So know what your budget is, talk to your builder about that. It might save you and the builder a lot of time if you are initially too far apart on those prices. On the flip side, your builder might be able to help you scale down by either building a smaller home with just some of the extras. Communication is the key to accomplishing your dream by a quality builder.

For all Your Real Estate and Building needs or questions, call Debbie at 830-833-4249 or 713-818-6658.

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Seven mistakes to avoid when pricing your home (The Real Estate Corner)

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From Waymond Lightfoot, By Texas Assoc. of Realtors

Sellers often make a major mistake when deciding how much their home should sell for. Instead of thinking about what their home would really be worth in the current marketplace, they focus on what their property is worth to them. These emotions can lead to pricing your home out of buyers’ reach and interest, leading to a longer time on the market.

Consider the correct, objective factors when determining your house’s value to determine an asking price in line with what the market will bear. Your Texas Realtor can help you settle on the right asking price by providing comparable sales figures for your market. Your agent also will give you a good idea of what buyers are looking for in your area.

As you consider price, here are seven considerations you shouldn’t make.

The amount you purchased it for. Unless you bought your home a month ago, your sales price has no bearing on what a buyer should pay. Even if you did buy your home a month ago, the purchase price may not reflect proper pricing for today. The real estate market changes constantly.

How much you spent on repairs. You spent thousands to replace your roof? That’s a smart move that will certainly attract buyers, but you shouldn’t necessarily factor your cost for new shingles into your asking price. A safe and sturdy roof on a home is usually an expectation, not an enhancement that should increase the price.

How much you spent on improvements. Building a new deck, adding a bathroom, or remodeling your kitchen can increase your property’s value, but don’t count on getting a dollar-for-dollar return on your investment. In fact, Remodeling magazine’s 2013 “Cost vs. Value Report” shows that in the West South Central region of the country, a bathroom addition’s average cost recouped is 62.3%.

What a home just like yours sold for in a different location. The same size home in one neighborhood could cost much more – or less – in another one. There are many factors that go into a home’s value that can’t be compared across the state, city, or even nearby neighborhoods. What a home just like yours in your neighborhood sold for 18 months ago. Real estate markets change constantly. It’s useful to know the sales price of a similar house that sold in your area some time ago, but take it in the context of what’s going on today. A seller’s market that created bidding wars three years ago could now be a solid buyer’s market. You’ll need to set your expectations and price accordingly.

How much you need to purchase your next home. Whether you’re well off or broke, your home is worth the same. Whether you’re moving up or downsizing, your home is worth the same. Whether you’ve paid off your mortgage or still owe most of the balance of the loan, your home is worth the same. Your financial situation isn’t relevant to a buyer.

What the Web says your home is worth. Web sites that estimate your property’s value offer a good starting point when you’re trying to decide on an asking price. However, most home-valuation Web sites will tell you that their information is just a starting point and no substitute for specific market knowledge in the area.

So, what does matter when pricing your home? Among other things, the condition of your home, the location, and the prices of comparable properties selling in the area all affect what you can ask for your property.

When you price your home correctly, you’ll find that your home will probably sell more quickly. The best way to determine what to ask for your house is to get as much information as you can and sit down with a Texas Realtor to help you arrive at an accurate valuation. For your real estate needs, please contact Waymond Lightfoot (RE/MAX Genesis) at 210-386-5201.

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Dr. Daniel E. Ramsey (Obituaries)

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Daniel Ewart Ramsey, M.D., age 55, passed away January 30, 2013 in Fredericksburg. Dan was born October 15, 1957 in Concordia, KS to Jed J. Ramsey and Frances Ewart Ramsey. After high school he received his bachelor’s degree from Lamar University and later received his medical degree from the University of Texas.

In 1989 he opened the Ramsey Clinic in Johnson City where he enjoyed serving the people of Johnson City and the surrounding area. Later in his career, in addition to his family practice Dan also was an emergency room doctor for Hill Country Memorial Hospital in Fredericksburg. He considered his staff in Johnson City as well as in the ER to be his extended family and was thankful for everyone he was privileged to work with. While committed to his profession, Dan did make time to enjoy the outdoors, hiking and camping with his two boys. He was also well known for his culinary talents and enjoyed making food for his family and staff. Dan will be missed by all who knew and loved him.

Dan is survived by his parents; Lisa Ramsey; two sons, Case and Graeme Ramsey; brothers David Ramsey and wife Janice and Bob Ramsey and wife Linda; and sister, Julia Lewitt and husband Martin. He is also survived by nieces, nephews, great nieces, and great nephews.

A celebration of Dan’s life will be held at 10:00 AM Saturday, February 2, 2013 at the Liberty Lighthouse Church, 321 Old River Crossing, Johnson City, TX 78636. In lieu of flowers, memorial contributions may be made to American Heart Assn, P.O. Box 840692, Dallas, TX 75284-0692. Arrangements by Crofts – Crow Funeral Home, Johnson City, 830-868-4444.

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Blanco State Park Hosts Two Saturday Events: See Buffalo Soldiers, Stars in the Park (Community News)

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Photo by Willard Gibbons.

Buffalo Soldiers at the Blanco State Park–A fun and educational outdoor experience for the entire family. This Heritage & Outreach program from Texas Parks & Wildlife is a lasting tribute to the Black soldiers who served in the U.S. Army during the Indian Wars campaign from 1866 to 1892, and emphasizes our shared western heritage of that historic time. The Native Americans had such great respect for the fighting abilities of these soldiers that they called them “Buffalo Soldiers,” because of the strength and courage they displayed in battle. The program runs from 10:00 through 4:00 and will be located at various sites throughout the park. The event is free with paid park entry. Entrance permits are $4 per person, children 12 and under are free. 830-833-4333.

Stars in the Park–5:30pm-9pm. The program begins with an overview of space using Stellarium, a real-time computer generated view of the heavens. After this sneak peek at what will be shining, you will step outside to amateur astronomers waiting to guide you through the night sky - each of their telescopes trained to a different planet, star, or galaxy. Please bring a flashlight and dress for the weather. Regular Park entrance fee of $4.00 applies to this event. 830-833-4333.

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BPA Brings REVEL Back to Blanco (Community News)

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REVEL, the classical band, returns to the Uptown Blanco Ballroom this Saturday, February 9 at 7:30 with a program from their newest CD, The Magic Hour. Violinist Carmelo de los Santos, cellist Joel Becktell, and pianist Carla McElhaney form this animatedly passionate group of performers. Their program covers a wide range of musical styles: Beethoven’s “Ghost” trio, Autumn from the Four Seasons by Argentine tango master Piazolla, Bridge Over Troubled Water by Simon and Garfunkel, Stairway to Heaven by Led Zeppelin, and Swing Shift by young American composer/violist Kenji Bunch.

NowPlayingAustin.com says, “What a stellar group! The feel of a REVEL concert is unlike that of any other chamber group. The way they seamlessly incorporate classical and contemporary music into one concert is both enlightening and refreshing.”

Tickets and more information are available at blancoperformingarts.com or by calling 830-833-4762. Ticket holders will receive a 10% discount at Uptown Blanco Restaurant for dinner before the concert. For dinner reservations call 830-833-0738. Texas Hills Wines and light hors d’oeuvres will be on sale on the veranda at the entrance of the Ballroom at 6:30. Student rush tickets for youth 18 and younger are available at the door for $5.

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